Please use the card responsibly to avoid the same.Īs no credit is taken, hence no question of credit score. If you are consistently failing to clear your bill within the due date, it affects your credit score negatively. Only if you haven’t cleared you bill on timeĪs no amount is borrowed hence interest is not charged The issuing bank or financial organisationĬredit limit assigned on a monthly basis.Ĭash withdrawal and POS limit assigned on a daily basis.